Import your CAMS / KFintech CAS statement

Agni Folio imports your CAS from CAMS, KFintech, MF Central, NSDL and CDSL, including password-locked PDFs, and tracks every mutual fund folio next to your stocks, fixed deposits, crypto and property. A CAS (Consolidated Account Statement) is the statement India’s mutual fund registrars, CAMS and KFintech, send you. It lists the mutual fund folios held under your PAN: the fund, its ISIN, the folio number and your units. A detailed CAS also lists every transaction.

You upload the PDF on the Import page. You check every row before it is saved. Next month’s statement updates the same holdings instead of adding copies.

For a step-by-step guide with pictures, see How to import your CAMS or KFintech CAS. To learn what each part of a CAS means, see How to read your CAS statement. For an overview, see CAS statement portfolio tracker and Agni Folio in India.

1. Get your CAS

You can request a CAS for free from any of these. Each sends a PDF by email, usually within minutes:

Where	What it covers
CAMS — camsonline.com, CAS request under investor services	Funds serviced by CAMS and KFintech, if you choose the consolidated option
KFintech — mfs.kfintech.com, CAS request	Funds serviced by KFintech and CAMS, if you choose the consolidated option
MF Central — mfcentral.com	A CAS covering both registrars

While requesting it, you set the password that protects the PDF. A combined CAMS + KFintech CAS and an MF Central CAS upload the same way.

Detailed or summary CAS?

Both work. Pick the one that gives you what you want:

	Detailed CAS	Summary CAS
What it lists	Every transaction: SIP instalments, redemptions, switches	Today’s balance in each folio
What you get in Agni Folio	Holdings, their transactions, and XIRR per fund and for the portfolio	Holdings with today’s units and value
XIRR	Yes, because the statement has dated transactions	No, a summary has no dated transactions
Capital gains (Premium, India)	Yes, from the dated purchases and sales	No: without purchase dates the units are listed under Needs attention

If you want XIRR or capital gains, request a detailed CAS. A detailed CAS brings each fund’s full purchase history for the period it covers. A refund line (money returned on a purchase) is matched to its purchase, so the fund keeps its history; if it can’t be matched for certain, that fund comes in with its balance only.

NSDL and CDSL e-CAS

A depository statement from NSDL or CDSL (the e-CAS for your demat account) can be uploaded the same way. Mutual funds and the shares in your demat account come in together. Check the rows on the review screen before you confirm.

Password: usually your PAN in capital letters. Some statements add your date of birth as DDMMYYYY. The email that brought the statement says which.
Folio matching, described below, applies to mutual fund folios from CAMS and KFintech.

2. Upload it

Open the Import page.
Drop the CAS PDF into the upload box (PDF, up to 10 MB).
CAS PDFs are password-protected. When Agni Folio asks, type the PDF’s password — the one you chose when you requested it.
Wait while the statement is read. A long CAS can take a few minutes. You can leave the page; the import keeps running and you can reopen it from Import History.

No PDF at hand? Copy the text of the statement and paste it into the import box, or paste it into Astra chat. The result is the same.

Every month, automatically

You don’t have to upload each new CAS by hand.

Forward it by email. You get a personal forwarding address. Forward the CAS email to it, or set a rule in your email to do it for you. The statement lands on the Import page, waiting for you to review and confirm it.
Save the password once. You can save a statement password for each sender. It is stored encrypted, so locked PDFs open by themselves.
Limits: up to 30 imports a day, and up to 10 MB per file.

Set it up in Auto-sync statements by email.

Get your CAS here automatically card. In Settings → Email import, the Get your CAS here automatically card has links to request your CAS from CAMS, KFintech, NSDL and MF Central. It also shows the password step, a guide to forwarding, and when your last CAS arrived. You request the CAS yourself; Agni Folio does not request it for you.

The card and the other India statement help appear automatically when your default country is India. Living elsewhere (for example an NRI in Singapore, the US, the UK or the UAE)? Turn them on in Settings → Market coverage → India → India statements.

3. Review, then confirm

Nothing is added to your portfolio until you confirm. On the Review Parsed Entries screen:

Each row is one folio of one fund. The folio number appears under the fund name.
Every row can be edited. Fix a name, units or a date here — it’s far easier than fixing it after import.
Choose the Target Account — the person these funds belong to (for example Self or Wife; see Accounts).
Click Confirm & Import.

How funds are matched

A fund is identified by its ISIN (the 12-character code starting with INF on your statement) plus its folio number, inside the account you chose.

Several folios of one fund stay separate. If you hold the same fund in three folios, you get three holdings, each with its own units and cost. Pick By Fund (ISIN) in the holdings table’s grouping menu to see them rolled up into one line per fund, and expand a fund to see its folios.
Importing next month’s statement updates the same holdings instead of adding copies. Each folio updates the holding it created the first time.
Holdings you added before, without a folio number, get the folio number only when the units match the statement exactly. If they don’t, the folio becomes its own holding and the review screen says so; merge the two yourself if they really are the same.

The statement is the truth

Say you hold 100 units, then redeem 50 on the fund house’s website and never record it here. Next month’s CAS says 50 units. When you import it:

Statement vs Agni Folio	What happens
Statement shows more units	The holding is topped up to match
Same units	Nothing changes
Statement shows fewer units, and you haven’t recorded anything on that holding after the statement date	The holding is corrected down to the statement
Statement shows fewer units, but you recorded something newer than the statement	Left alone — the app knows about something the statement doesn’t
Statement shows fewer units, and the holding has buys and sells you entered yourself	Left alone — add the missing sale (redemption) so your cost and gains stay right

A correction is not a sale: no sale price is invented and no gain or loss is booked. Your average cost per unit stays the same.

A folio that is missing from a newer statement is never deleted or set to zero — it may have been redeemed, merged into another folio, or simply not covered by that statement. It stays as it is until you change it.

Is it safe?

Here is exactly what happens to your statement:

Every row is checked. Each row read from your statement is checked against it before you see it, and nothing is saved until you confirm.
The PDF is kept encrypted until you confirm the import, for at most 7 days. Then it is deleted.
The text read from it is kept with the import record, so you can reopen and review it.
Your password is used to open the file and never logged. It is saved, encrypted, only if you choose automatic email import.
The filename is never stored.
No logins. Agni Folio never asks for your registrar, broker or email login. You bring the statement in yourself.

On Premium, you can tick Maximum privacy before an import. The AI providers are then told not to keep your statement or train on it. The import may take a little longer.

After importing

Regular SIPs? Click Set up SIP from these after confirming, so future instalments are added automatically. See SIP, STP and SWP.
Invested matches the statement. Stamp duty is included in your cost, as on your statement.
Capital gains. On Premium, funds with dated purchases appear in the Capital Gains report, for users whose default country is India.
Prices for Indian mutual funds refresh daily. When a fund has an ISIN, the official AMFI NAV is used as a source too.
Something went wrong? See My Import Didn’t Work.

FAQ

Which portfolio tracker can import my CAS?

Agni Folio imports your CAS from all five sources: CAMS, KFintech, MF Central, NSDL and CDSL, including password-locked PDFs. Each mutual fund folio becomes its own holding, matched by ISIN and folio number, and the shares in an NSDL or CDSL e-CAS can be imported too, so one statement fills your portfolio next to your fixed deposits, PPF, crypto and property. Forward your monthly CAS email once and every new statement updates the same holdings. CAS import is part of the full-featured free plan.

Which app can import my NSDL CAS?

Agni Folio imports the NSDL e-CAS PDF. The password is your PAN in capitals, sometimes followed by your date of birth (DDMMYYYY). Your mutual funds and the shares in your demat account come in together. Check the rows on the review screen before you confirm.

Which app can import my CDSL CAS?

Agni Folio imports the CDSL e-CAS PDF. The password is your PAN in capitals, sometimes followed by your date of birth (DDMMYYYY). Your mutual funds and the shares in your demat account come in together. Check the rows on the review screen before you confirm.

What is the password for my CAS PDF?

For a CAMS or KFintech CAS, it is the password you chose when you requested the statement. For an NSDL or CDSL e-CAS, it is usually your PAN in capital letters, sometimes followed by your date of birth as DDMMYYYY. Agni Folio uses the password to open the file and never logs it. It is saved, encrypted, only if you choose automatic email import.

Some of my funds are missing from the import. Why?

A CAS lists only the folios that registrar covers, unless you chose the consolidated option that covers both CAMS and KFintech. Request a consolidated CAS and import it. Funds you hold in a demat account appear on your NSDL or CDSL e-CAS instead. A folio that is missing from a newer statement is never deleted from Agni Folio.

I am an NRI living in Singapore, the US, the UK or the UAE. Can I use it?

Yes. Import your Indian CAS the same way, wherever you live. Agni Folio has 20 base currencies, so you can see your Indian funds next to the rest of your money in the currency you live in. The same import also brings in broker and bank statements from other countries.

Is it safe to upload my CAS?

Every row read from your statement is checked against it before you see it, and nothing is saved until you confirm. The PDF is kept encrypted until you confirm the import, for at most 7 days, and then deleted. The text read from it is kept with the import record. Your password is saved, encrypted, only if you choose automatic email import, and the filename is never stored.

Will I see XIRR for my funds?

Only from a detailed CAS, because it has dated transactions. A summary CAS gives the balances on the statement date only, so there is no XIRR from it.

Will I see capital gains for my funds?

Yes, on Premium, for users whose default country is India. Funds imported from a CAS with dated purchases appear in the Capital Gains report: short-term and long-term gains for each financial year, oldest units first within each folio, with the rule for each fund type (equity, debt or other) and an estimated tax. A summary CAS has no purchase dates, so its funds are listed under Needs attention instead. See the Capital Gains report.

Is CAS import free?

Yes. CAS import is part of the full-featured free plan, with no import quota. Premium adds paid AI models and a Maximum privacy option.

What’s next

Auto-sync statements by email — forward each new CAS instead of uploading it
Transactions — how buys, sells and corrections build each holding
Platforms — record which institution holds each folio
Capital Gains Report — short- and long-term gains on Indian shares and mutual funds you’ve sold and still hold (Premium, India)