Agni Folio · India
The wealth OS for Indian investors
More than a portfolio tracker: track, plan, file and hand on everything you own, valued in rupees.
Upload your CAMS or KFintech statement: every folio lands in the right place, and next month's statement updates the same holdings.
NSE, BSE and mutual fund prices update on their own, with official NSE and AMFI data as a backup.
Capital gains and Schedule FA reports for your tax return (Premium), plus a free will template you print and sign (not reviewed by a lawyer, so check it yourself).
Import your CAS from CAMS, KFintech, NSDL or CDSL
Upload the CAS PDF, even a password-locked one, or forward the CAS email once and every new CAS lands in your review queue by itself. Each folio becomes its own holding, next to your FDs, PPF and shares.
How CAS import worksEverything you own in India, and outside it
EPF, PPF, NPS and other Indian schemes
EPF & VPF
Add your EPF balance and see it in your net worth. Set a review date and we remind you to update it.
PPF
Track your PPF balance alongside everything else, including under a child's family account.
NPS Tier I & II
Add both tiers, or upload the NPS statement, and see them in your retirement total.
Sukanya Samriddhi
Record your daughter's SSY account as a holding under her own family account.
SCSS, NSC & KVP
Add them with their maturity date and get a reminder before they mature.
Post office deposits
Track TD, RD and MIS like any fixed deposit, with maturity reminders.
Mutual funds, done properly
Find a fund by its official AMFI name or ISIN, Direct or Regular. Upload your CAS and each folio becomes its own holding. Record SIPs, STPs and SWPs once and every instalment is added at the official NAV. Switching funds is one step, not a sale and a purchase typed by hand.
Everything else Indians own
Fixed deposits with maturity reminders, EPF, PPF and NPS balances, physical and digital gold, PMS, AIF and SIF, property, loans and insurance. Shares abroad and crypto sit next to them, and everything adds up in rupees.
Help at tax time
Premium works out short-term and long-term gains on Indian shares and mutual funds (and ETFs) for each financial year. Each fund is taxed by its type from AMFI's category (equity, debt or other), gains from debt funds, which are taxed at your income-tax slab, are shown separately, and the long-term exemption (₹1.25 lakh from FY 2024-25, ₹1 lakh before) is applied before it estimates the tax. Hold foreign assets? The Schedule FA report lists them for your ITR. Both export to Excel.
The whole family, one login
Keep an account for each person: you, your spouse, parents, children. See the family total or one person at a time, and run the tax reports per person. Your CA can see it too, once you accept their invite. Name a nominee who is told about your records if something happens to you.
Why not just a spreadsheet?
| Feature | Spreadsheet | Agni Folio |
|---|---|---|
| Every account and asset in one view | You copy it in | |
| Prices update by themselves | Some, with formulas | |
| Everything valued in your currency | Your own formulas | |
| Returns that count when money went in (XIRR) | Your own formulas | |
| Reads a statement for you (PDF, photo, CSV) | You paste it in | |
| Hand it on to your family |
India: frequently asked questions
Agni Folio is a portfolio tracker for Indian investors that shows mutual funds (with CAMS and KFintech CAS import), stocks, fixed deposits, gold, NPS, PPF and EPF, property and loans in one net worth, for the whole family, with nominees who are told about your money if something happens to you.
INDmoney lets you invest as well as track. Agni Folio only tracks, but it works without any broker or bank login, keeps each family member separate under one login, tracks money in other countries in 20 currencies, and lets you name a nominee.
Yes. Upload the CAS PDF on the Import page. If it is password-protected, enter the password; it is used only to open the file. Review the rows, then save. Each folio becomes its own holding, and next month's CAS updates the same holdings.
No. Agni Folio never asks for a broker, bank or registrar login. You upload statements, type holdings in, or ask the AI assistant to add them.
Yes, as balances you enter. They are not synced from EPFO or NPS, so set a review date and we remind you to update them.
Yes, on Premium. The capital gains report covers Indian shares, mutual funds and ETFs: short and long term for each financial year, the rule for each fund type (debt fund units bought from April 2023 are always short term at your slab rate), the long-term exemption of ₹1.25 lakh from FY 2024-25, grandfathering for equity mutual fund units bought before February 2018, and an estimated tax, with Excel export. There is also a Schedule FA report. Both are shown when your default country is India.
There is a full-featured free plan that tracks everything. Premium, for advanced AI, unlimited nominees and the tax reports, is ₹249 a month or ₹2,499 a year.
Yes. Pick INR as your main currency in Settings. NRIs can keep Indian and overseas holdings together and switch the view between rupees, dollars, dirhams, pounds and more.
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