Agni Folio · India
The wealth OS for Indian investors
More than a portfolio tracker: track, plan, file and hand on everything you own, valued in rupees.
Upload your CAMS or KFintech statement: every folio lands in the right place, and next month's statement updates the same holdings.
NSE, BSE and mutual fund prices update on their own, with official NSE and AMFI data as a backup.
Capital gains and Schedule FA reports for your tax return (Premium), plus a free printable will.
Everything you own in India, and outside it
EPF, PPF, NPS and other Indian schemes
EPF & VPF
Add your EPF balance and see it in your net worth. Set a review date and we remind you to update it.
PPF
Track your PPF balance alongside everything else, including under a child's family account.
NPS Tier I & II
Add both tiers, or upload the NPS statement, and see them in your retirement total.
Sukanya Samriddhi
Record your daughter's SSY account as a holding under her own family account.
SCSS, NSC & KVP
Add them with their maturity date and get a reminder before they mature.
Post office deposits
Track TD, RD and MIS like any fixed deposit, with maturity reminders.
Mutual funds, done properly
Find a fund by its official AMFI name or ISIN, Direct or Regular. Upload your CAS and each folio becomes its own holding. Record SIPs, STPs and SWPs once and every instalment is added at the official NAV. Switching funds is one step, not a sale and a purchase typed by hand.
Everything else Indians own
Fixed deposits with maturity reminders, EPF, PPF and NPS balances, physical and digital gold, PMS, AIF and SIF, property, loans and insurance. Shares abroad and crypto sit next to them, and everything adds up in rupees.
Help at tax time
Premium works out short-term and long-term gains on Indian shares for each financial year, applies the long-term exemption (₹1.25 lakh from FY 2024-25, ₹1 lakh before) and estimates the tax. Hold foreign assets? The Schedule FA report lists them for your ITR. Both export to Excel. Mutual fund gains are not in the report yet.
The whole family, one login
Keep an account for each person: you, your spouse, parents, children. See the family total or one person at a time, and run the tax reports per person. Name a nominee who is told about your records if something happens to you.
Why not just a spreadsheet?
| Feature | Spreadsheet | Agni Folio |
|---|---|---|
| Every account and asset in one view | You copy it in | |
| Prices update by themselves | Some, with formulas | |
| Everything valued in your currency | Your own formulas | |
| Returns that count when money went in (XIRR) | Your own formulas | |
| Reads a statement for you (PDF, photo, CSV) | You paste it in | |
| Hand it on to your family |
India: frequently asked questions
Yes. Upload the CAS PDF on the Import page. If it is password-protected, enter the password; it is used only to open the file. Review the rows, then save. Each folio becomes its own holding, and next month's CAS updates the same holdings.
No. Agni Folio never asks for a broker, bank or registrar login. You upload statements, type holdings in, or ask the AI assistant to add them.
Yes, as balances you enter. They are not synced from EPFO or NPS, so set a review date and we remind you to update them.
Premium includes a capital gains report for Indian shares (short and long term, the long-term exemption of ₹1.25 lakh from FY 2024-25, and estimated tax) with Excel export, and a Schedule FA report. Mutual fund gains are not in the report yet.
The free plan tracks everything. Premium is ₹249 a month or ₹2,499 a year.
Yes. Pick INR as your main currency in Settings. NRIs can keep Indian and overseas holdings together and switch the view between rupees, dollars, dirhams, pounds and more.
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