Agni Folio Blog

How to Track Your Net Worth: A Free Personal Finance Course for Beginners

A free, public course on the only personal-finance number that cannot be gamed by moving money around. Fifteen short lessons on net worth, one clear picture of what you own, and what to do with it — including the part that is for the people who would have to find it later.

The Hidden Premium: Why Indian Investors Overpay for US Index Exposure — And How to Stop

Coast FIRE for Couples: How to Reach the Point Where You Never Have to Save Again

Coast FIRE for couples explained: the formula, worked examples by age, and a five-step plan to reach the point where compound growth funds your retirement without another dollar saved. Includes a free couples Coast FIRE calculator.

Tokenized Stocks in India: Why the Same NVIDIA Share Is Taxed at 30% or 12.5% Depending on How You Buy It

How to Track Separately Managed Accounts (SMAs) Alongside Your 401(k), ETFs & Stocks

A comprehensive guide for HNW investors on tracking Separately Managed Accounts (SMAs). Covers direct indexing, tax-loss harvesting wash sale risks, TWRR vs XIRR, and multi-asset consolidation.

How to Consolidate & Track PMS (Portfolio Management Services) Performance in India

A complete HNWI guide to consolidating and tracking Portfolio Management Services (PMS) in India. Covers SEBI guidelines, TWRR vs XIRR returns, tax impact, and multi-asset tracking.

The FIRE Number for High-Cost US Cities (2026): Bay Area, NYC, Seattle & Austin

National FIRE advice breaks down in expensive US metros. Here is how to build your number from components for the Bay Area, NYC, Seattle and Austin -- and the three levers worth more than your savings rate.

July 2026 Update: Daily Reveal, True Crypto P&L, and Reminders That Close the Loop

The July 2026 release makes Agni Folio a daily habit: a Daily Reveal strip with AI insights and a check-in streak, true cost-basis P&L for synced crypto exchanges (with automatic recovery from trade history), and reminder actions — mark paid, reviewed, or matured, or snooze for a week.

Connect Your Own AI to Agni Folio: The MCP Server Is Live

Point Claude Desktop, Cursor, Cline, or any MCP-compatible client at https://agnifolio.com/mcp and your AI can read your holdings, run analytics, and propose transactions — under scoped, revocable OAuth, with a full audit trail.

Best Multi-Asset Portfolio Management Tools 2026

A short, opinionated 2026 buyer's guide to the best multi-asset portfolio management tools for cross-border investors, HNIs, and FIRE households. Compares Agni Folio, Kubera, Empower, and spreadsheets across the five capabilities that actually matter in 2026.

Money Crew: A Private, Anonymous Investing Accountability Group for Friends and Family

Money Crew is a private, invite-only investing accountability group of up to 10 friends or family members. Compare Financial Independence progress, XIRR, and weekly investing streaks — percentages only, never balances. Built for the gap between public Reddit threads and family WhatsApp groups, with privacy guarantees that let you actually be honest with the people you trust.

NRI Investment Tracker: India & Global Portfolio

Track your Indian mutual funds, FDs, real estate, and NRE/NRO accounts alongside US 401k, stocks, and crypto in one dashboard. Multi-currency XIRR, real-time conversion across 150+ currencies, and legacy transfer built for NRIs.