US Savings and CD Rates, October 2026: What Changed After the Fed Hike
US savings and CD rates for October 2026 after the Fed hike: CDs up to 4.95%, T-bills about 4.3%, savings accounts up to 4.20%, and which accounts stand out.
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Journal of a wealth operating system
Practical writing on net worth, FIRE, and the mechanics of keeping a life’s assets in one picture — not another market newsletter.
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India Interest Rates, October 2026: Small Savings Unchanged, and What to Pick
India interest rates for October 2026: PPF 7.10%, SCSS and SSY 8.20% unchanged for Q3 FY27, bank slab changes, the RBI decision on 7 October and which schemes stand out.
Singapore Savings Rates, October 2026: What Changed and What Stands Out
Singapore savings rates for October 2026: 6-month T-bill up to 1.92%, November SSB at 2.45%, CPF unchanged, the best fixed deposits and which products stand out.
RBI Retail Direct: How to Buy Government Bonds Directly from the RBI (2026 Guide)
Open a free RBI Retail Direct account and buy G-Secs, SDLs and T-Bills straight from the RBI from ₹10,000. Who can apply, how bidding works, costs, tax and tracking.
Indian Tax Reports in Agni Folio: Capital Gains (LTCG/STCG) and Schedule FA
What Agni Folio's Capital Gains (LTCG/STCG, ₹1.25 lakh exemption, Excel export) and Schedule FA reports cover, how the numbers are worked out, and their limits.
How to Import Your CAMS / KFintech CAS Statement into Agni Folio
Step-by-step: download your CAMS or KFintech CAS, upload the PDF to Agni Folio, enter its password, and every mutual fund folio is matched by ISIN and folio number.
8 Best Kubera Alternatives (2026): Free & Cheaper Options
Looking for a Kubera alternative? Compare 8 free and cheaper net worth trackers for 2026, with honest pros and cons, pricing, and who each one suits best.
7 Best MProfit Alternatives in India (2026) - Free & Paid
Looking for an MProfit alternative in India? Compare the top 7 portfolio trackers for stocks, mutual funds, FDs, crypto & capital gains without the ₹18,000/yr fee.
How to Track Your Net Worth: A Free Personal Finance Course for Beginners
A free, public course on the only personal-finance number that cannot be gamed by moving money around. Fifteen short lessons on net worth, one clear picture of what you own, and what to do with it — including the part that is for the people who would have to find it later.
Coast FIRE for Couples: How to Reach the Point Where You Never Have to Save Again
Coast FIRE for couples explained: the formula, worked examples by age, and a five-step plan to reach the point where compound growth funds your retirement without another dollar saved. Includes a free couples Coast FIRE calculator.