Am I financially ready to die?

If you died today, would your family be okay? Score your preparedness and identify critical gaps.

This tool is 100% private. No data is stored — calculations happen in real-time.

Death Preparedness Checklist

I have a will/testamentMy will has been reviewed in the last 3 yearsI have power of attorney documentsI have a healthcare directive/living will

My family knows about all my financial accountsAll accounts have designated beneficiariesI have a written list of all accountsMy family can access accounts (joint/POD/beneficiaries)

I have life insurance

Annual income ($)

Your yearly income

Insurance coverage amount ($)

Total death benefit (aim for 10x annual income)

Beneficiaries know about the policy

I use a password managerMy family can access my primary emailI have disclosed all my financial assets to beneficiariesMy beneficiaries know how to access my accounts and investmentsI have instructions for social media accounts

I have an emergency fund (3-6 months expenses)Important documents are organized (deeds, titles, certificates)My family knows where important documents are located

I've discussed death/estate plans with my familyMy funeral preferences are documentedKey contacts are shared (lawyer, financial advisor, etc.)My debts are documented and family knows about them

Fill in your information and click "Calculate" to see your readiness score

Why This Matters

💰 Hidden Assets Cost Families

Undisclosed insurance policies, unclaimed benefits, and inaccessible accounts worth billions go to waste every year. Your family may lose critical benefits and financial protection simply because they don't know these assets exist. Don't let your family face this loss.

⏰ Most People Aren't Ready

2 out of 3 people don't have a will. Most lack proper life insurance or emergency funds. If something happens unexpectedly, your family will struggle with frozen accounts, lost passwords, and financial chaos during grief.

🛡️ Protection is Achievable

With proper planning (will, beneficiaries, insurance, password management), you can ensure 100% of your wealth reaches your loved ones. Most steps take less than an hour and cost little or nothing.

How prepared is your family?

Share the Death Readiness calculator — help your friends protect their families.

Agni Folio

The End-to-End Financial Operating System. From zero-friction AI tracking to professional FIRE planning and secure legacy transfer. Total asset sovereignty in one unified platform.

Ignite Your Path to FIRE. Forge a Legacy That Endures.

AgniFolio | Your Financial Data, Your Control

🍪 We use cookies to improve your experience

Essential cookies keep the site working and are required for authentication and security.

Analytics cookies help us understand how you use our site (Google Analytics). You can accept all cookies or manage preferences.

Am I financially ready to die?

Death Preparedness Checklist

1. Legal Documents (25 points)

2. Financial Accounts & Access (20 points)

3. Life Insurance (20 points)

4. Digital Assets & Passwords (15 points)

5. Emergency Preparedness (10 points)

6. Communication & Planning (10 points)