Accounts

An account is a container for related investments — for example, your stock broker, your bank’s fixed deposits, your crypto exchange, or your mutual fund folio. Every investment in Agni Folio belongs to exactly one account, which acts as the organizing layer for your portfolio.

Why accounts matter

Real-world investors don’t have a single pool of money — they have brokers, banks, exchanges, and asset custodians spread across institutions and countries. Agni Folio mirrors that reality so your tracker matches your actual financial life.

Most users end up with 3–8 accounts. Power users with cross-border investments can easily have 15+.

Account types

Type	Use for
Brokerage	Stocks, ETFs, mutual funds at a single broker
Bank	Fixed deposits, savings accounts, certificates of deposit
Crypto Exchange	Cryptocurrencies held at a centralized exchange
Crypto Wallet	Self-custody crypto holdings (hardware or software wallets)
Real Estate	Physical property holdings
Insurance Provider	Life, health, vehicle insurance
Retirement	Tax-advantaged retirement accounts (varies by jurisdiction)
Other	Anything that doesn’t fit above — private equity, art, precious metals, etc.

The type is mostly a label — it affects which asset types you can add (e.g., a Bank account doesn’t suggest stocks). All accounts contribute to your net-worth view regardless of type.

Base currency per account

Each account has a base currency set at creation time. This is the currency the account naturally operates in — typically the currency the institution settles trades or interest in.

Holdings inside the account can be in any currency (for example, foreign-currency-denominated stocks inside a local-currency brokerage account), but the account itself has a “home” currency for grouping totals.

Note

Your display currency (set globally in Settings) is what you see across the dashboard. Agni Folio converts every account’s holdings to your display currency using real-time FX rates. The base currency setting is for grouping and reporting, not display.

Creating an account

From the Accounts page:

1. Click Add Account
2. Pick a type from the dropdown
3. Give it a name that helps you recognize it at a glance
4. Pick base currency
5. (Optional) Add notes — account number, branch, login URL, etc.
6. Save

The account is created empty. Add your first investment from the account’s detail page.

Editing and deleting

Open any account from the Accounts page to edit metadata (name, notes, base currency) or delete the account entirely.

Caution

Deleting an account also deletes all entries and transactions within it. There is no soft-delete or undo. If you want to keep historical data, rename the account to [ARCHIVED] Old Name and stop adding new entries instead.

Organization tips

A few patterns that work well for multi-account users:

• Prefix by holder name — make ownership clear in family setups (e.g., joint vs individual, spouse-owned vs your own)
• Suffix by status — [ACTIVE] / [DORMANT] / [ARCHIVED] for accounts you’ve closed but want history on
• Cluster by jurisdiction — prefix account names with a country code so cross-border investors can group totals at a glance
• One crypto exchange per account — even if you trade across multiple exchanges, separate accounts keep tax reporting cleaner

What’s next

• Tracking Investments — add your first holdings into the accounts you just created
• Multi-Currency Support — understand how Agni Folio handles your cross-currency portfolio
• Crew & Family Sharing — share account visibility with family members