Premium Plan
Everything you need to track your wealth is on the free plan, with a few limits. Premium lifts them: more nominees, more document storage, a maximum-privacy option for statement import, and tax reports. Free and Premium use the same AI to read your statements and answer your questions.
Free vs Premium
Section titled “Free vs Premium”| Free | Premium | |
|---|---|---|
| Every asset class, unlimited holdings | ✓ | ✓ |
| Astra AI agent | 15 questions a week | Unlimited |
| Connect your own AI (Claude, ChatGPT and more) | 100 calls a week | Unlimited |
| Read-only exchange balance tracking | ✓ | ✓ |
| AI statement and transaction import (including statements forwarded by email) | 4 a week | Unlimited |
| Statements forwarded by email, reviewed before saving | ✓ (count toward the 4) | ✓ |
| Share with an advisor or accountant | One advisor; an advisor serves one client | Unlimited |
| Maximum-privacy import: your statement goes only to AI providers that do not collect your data | ✓ | |
| Document vault | 1 GB | 10 GB |
| Maturity, payment and review reminders | ✓ | ✓ |
| FIRE planning and portfolio insights | ✓ | ✓ |
| Money Crew | ✓ | ✓ |
| Legacy planning | One nominee | Unlimited nominees |
| Capital Gains report with Excel export | ✓ | |
| Schedule FA (foreign assets) report for Indian residents, with Excel export | ✓ | |
| Request features directly and priority support | ✓ |
The weekly counts start again every Monday at midnight in your own time zone, and the app shows how many are left. A statement emailed after the week’s imports are used waits and is read automatically on Monday. Advisors and clients you already share with are never removed.
Prices
Section titled “Prices”| India | Everywhere else | |
|---|---|---|
| Monthly | ₹249 / month | US$5.99 / month |
| Yearly | ₹2,499 / year | US$49.99 / year |
The yearly plan costs less than paying monthly for a year: about ten months’ worth in India and about eight elsewhere. You’re charged in the currency shown on the pricing page, with no conversion at checkout. There’s no free trial, but the free plan has no time limit, and friends you invite start with 14 days of Premium.
Upgrading
Section titled “Upgrading”- Go to agnifolio.com/pricing (if you’re signed out, you’ll be asked to sign in first).
- Click Upgrade on the Monthly or Yearly card.
- Pay in the secure Razorpay window. Razorpay asks for your contact details, which subscriptions require.
- You’ll see Payment confirmed — Premium is active. If your bank takes a moment, you’ll see Activation is processing instead — Premium switches on shortly after, with nothing more to do.
Closed the payment window by mistake? You haven’t been charged. Just click Upgrade again.
Switching between monthly and yearly
Section titled “Switching between monthly and yearly”On the pricing page, a monthly subscriber sees Upgrade to yearly and a yearly subscriber sees Switch to monthly. There’s no second checkout — you’ll be told whether the change applies now or at the end of your current billing period.
What’s next
Section titled “What’s next”- Managing Your Subscription — renewals, cancelling and failed payments
- Referral Rewards — earn free Premium days