Platforms
A Platform in Agni Folio is the real-world institution that custodies one of your investments — Zerodha, HDFC Bank, ICICI Securities, NSDL, Vanguard, Fidelity, Coinbase, and so on. Linking each portfolio entry to a platform lets Agni Folio answer questions you can’t answer from holdings alone: Which demat account holds this stock? What’s my total NSDL exposure? If something happens to me, which folio number does my nominee need to contact?
Why platforms exist as a first-class concept
Section titled “Why platforms exist as a first-class concept”Most portfolio trackers treat the institution as a free-text label — useful for grouping in a UI, useless for anything structured. Agni Folio promotes platforms to typed records because three workflows depend on them:
- CAS auto-matching. Indian Consolidated Account Statements list holdings by DP ID + Client ID. To auto-match a CAS row against your existing portfolio entries, Agni Folio needs to know which entry lives in which demat account. Platforms make that link explicit.
- Per-institution nominee inheritance. The Wealth Legacy Planning flow lets you record different nominees for different institutional accounts. Without per-platform records, every nominee would inherit your entire portfolio — usually not what you want for joint vs. separate accounts.
- Operational handover. The Death Readiness Checklist needs to print “Account 12345678 at HDFC Securities, contact +91-…” — exact, contactable, actionable. Free-text platform names can’t produce that.
How it’s structured
Section titled “How it’s structured”Agni Folio maintains a shared catalog of real institutions, and your account contains your specific records linking entries to those institutions.
| Layer | What it is | Who manages it |
|---|---|---|
| Platform catalog | Curated list of institutions (name, category, country, website) | Agni Folio team — admin-managed, shared across all users |
| User platform | Your account at a platform — folio number, DP ID, client ID, account number, IFSC, etc. | You — created when you link an entry to a platform |
The catalog covers categories like Demat, Brokerage, Bank, Mutual Fund, Insurance, Crypto Exchange, and is filtered by your country so the UI shows the institutions relevant to you. If you find a real institution missing, contact us and we’ll add it.
Country-specific custodian fields
Section titled “Country-specific custodian fields”The fields you fill in when linking an entry to a platform depend on the platform’s country and category. A few examples:
| Country | Platform category | Fields collected |
|---|---|---|
| 🇮🇳 India | Demat | DP ID (e.g. IN301151), Client ID (e.g. 19314172) |
| 🇮🇳 India | Mutual Fund | Folio number, AMC code |
| 🇮🇳 India | Bank | Account number, IFSC code |
| 🇺🇸 US | Brokerage | Account number, routing number |
| 🌐 Global | Crypto Exchange | Account email, sub-account identifier |
Form templates are country- and category-specific because regulators in different jurisdictions store account identifiers differently. The UI prepopulates the right fields when you pick a platform.
When you’d want this
Section titled “When you’d want this”You don’t have to link entries to platforms — Agni Folio works without it. But you’ll get materially more value when:
- You’re an Indian investor and want CAS statements to auto-reconcile into your portfolio without manual ticker matching.
- You hold the same security across multiple custodians (e.g. INFY in Zerodha and INFY in ICICI Direct) and want them tracked as distinct holdings with distinct cost bases.
- You’re setting up Wealth Legacy and want different nominees per institutional account.
- You’re prepping the Death Readiness checklist and want the printed report to include every account identifier your family would need.
Managing your platforms
Section titled “Managing your platforms”Open Settings → Platforms to see every platform you’ve linked entries to, the custodian identifiers for each, and which portfolio entries belong to which platform. You can:
- Add a new platform link (pick from the catalog, fill country-specific fields)
- Edit identifiers when an account number changes
- Remove a platform link (won’t delete your portfolio entries — just unlinks them)
Newer entries created through the regular add-entry flow can be linked at creation time; older entries can be retro-linked from the platforms screen.
What’s next
Section titled “What’s next”- Tracking Investments — how entries themselves work, before you link them to platforms
- Wealth Legacy Planning — per-institution nominee setup
- Death Readiness Checklist — operational handover document that uses platform records