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Agni Folio Docs

Platforms

A Platform in Agni Folio is the real-world institution that custodies one of your investments — Zerodha, HDFC Bank, ICICI Securities, NSDL, Vanguard, Fidelity, Coinbase, and so on. Linking each portfolio entry to a platform lets Agni Folio answer questions you can’t answer from holdings alone: Which demat account holds this stock? What’s my total NSDL exposure? If something happens to me, which folio number does my nominee need to contact?

Why platforms exist as a first-class concept

Section titled “Why platforms exist as a first-class concept”

Most portfolio trackers treat the institution as a free-text label — useful for grouping in a UI, useless for anything structured. Agni Folio promotes platforms to typed records because three workflows depend on them:

  • Knowing which account holds what. A demat account is identified by DP ID + Client ID, a bank account by account number. Recording them against each holding lets you see your exposure per institution. (Mutual fund CAS import doesn’t need this: it matches funds by ISIN and folio number on its own — see Import your CAMS / KFintech CAS statement.)
  • Per-institution nominee inheritance. The Wealth Legacy Planning flow lets you record different nominees for different institutional accounts. Without per-platform records, every nominee would inherit your entire portfolio — usually not what you want for joint vs. separate accounts.
  • Operational handover. The Death Readiness Checklist needs to print “Account 12345678 at HDFC Securities, contact +91-…” — exact, contactable, actionable. Free-text platform names can’t produce that.

How it’s structured

Section titled “How it’s structured”

Agni Folio maintains a shared catalog of real institutions, and your account contains your specific records linking entries to those institutions.

LayerWhat it isWho manages it
Platform catalogCurated list of institutions (name, category, country, website)Agni Folio team — admin-managed, shared across all users
User platformYour account at a platform — folio number, DP ID, client ID, account number, IFSC, etc.You — created when you link an entry to a platform

The catalog covers categories like Demat, Brokerage, Bank, Mutual Fund, Insurance, Crypto Exchange, and is filtered by your country so the UI shows the institutions relevant to you. If you find a real institution missing, contact us and we’ll add it.

Country-specific custodian fields

Section titled “Country-specific custodian fields”

The fields you fill in when linking an entry to a platform depend on the platform’s country and category. A few examples:

CountryPlatform categoryFields collected
🇮🇳 IndiaDematDP ID (e.g. IN301151), Client ID (e.g. 19314172)
🇮🇳 IndiaMutual FundFolio number, AMC code
🇮🇳 IndiaBankAccount number, IFSC code
🇺🇸 USBrokerageAccount number, routing number
🌐 GlobalCrypto ExchangeAccount email, sub-account identifier

Form templates are country- and category-specific because regulators in different jurisdictions store account identifiers differently. The UI prepopulates the right fields when you pick a platform.

When you’d want this

Section titled “When you’d want this”

You don’t have to link entries to platforms — Agni Folio works without it. But you’ll get materially more value when:

  • You’re an Indian investor with several demat accounts and bank relationships, and want each holding tied to the account that holds it.
  • You hold the same security across multiple custodians (e.g. INFY in Zerodha and INFY in ICICI Direct) and want them tracked as distinct holdings with distinct cost bases.
  • You’re setting up Wealth Legacy and want different nominees per institutional account.
  • You’re prepping the Death Readiness checklist and want the printed report to include every account identifier your family would need.

Managing your platforms

Section titled “Managing your platforms”

Open Settings → Platforms to see every platform you’ve linked entries to, the custodian identifiers for each, and which portfolio entries belong to which platform. You can:

  • Add a new platform link (pick from the catalog, fill country-specific fields)
  • Edit identifiers when an account number changes
  • Remove a platform link (won’t delete your portfolio entries — just unlinks them)

Newer entries created through the regular add-entry flow can be linked at creation time; older entries can be retro-linked from the platforms screen.

What’s next

Section titled “What’s next”