Agni Folio vs Kubera
Kubera is a polished paid tracker with wide bank sync and strong support for trusts, private funds and DeFi. Agni Folio has a free plan, reads your statements instead of asking for bank logins, and covers Indian funds and CAS statements.
| Feature | Kubera | Agni Folio |
|---|---|---|
| Price | From US$250/year; 14-day trial, then a paid plan | Free plan; Premium US$2.99/month (₹249/month in India) |
| Free plan | No free plan after the 14-day trial | No time limit, no card |
| Assets in several countries and currencies in one view | Any currency, converted to the one you choose | 20 display currencies, rates for 160+ |
| Live prices for US, UK, Singapore, India and UAE shares | All five covered; prices outside the US update end of day | US, London, SGX, NSE/BSE, fund NAVs and DFM; ADX by value |
| Indian mutual funds and CAS statement import | Add a fund by AMFI code and units; no CAS import found | CAMS/KFintech CAS PDF, matched by ISIN and folio |
| Crypto exchange sync | 20+ exchanges, hardware wallets, 18 chains, DeFi | Read-only: 7 exchanges incl. Binance, Coinbase, Kraken |
| Reads a statement for you (PDF, photo, CSV) | AI File Import for PDF, CSV or screenshots of balances | AI reads PDF, CSV, Excel and photos; email auto-sync |
| Needs your bank login | Optional: bank sync via Plaid, Yodlee, Salt Edge and others | Never asks for bank or broker logins |
| Family and shared ownership | Invite family; per-portfolio access on the Black plan | Family members and shared ownership in one login; no multi-login household yet |
| Advisor access | Read-only share links; white label for firms | View-only by default, for 1 to 12 months |
| Nominees and passing it on to family | Dead Man's Switch sends your data to an emergency contact | Nominees and inactivity checks; will builder for India and Singapore |
| Ask an AI about your portfolio | Connect your own AI (Claude, ChatGPT and others) | Astra chat, or connect your own AI (Claude, ChatGPT) |
You want automatic bank and broker sync: Kubera links 20,000+ institutions in 40+ countries.
You hold private funds and want capital calls, distributions and IRR tracked.
Your wealth sits in trusts, holding companies and partnerships with several owners.
You hold DeFi positions, NFTs or self-custody wallets across many chains.
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Agni Folio has a free plan with no time limit and no card. Premium is US$2.99 a month (₹249 in India). Kubera starts at US$250 a year after a 14-day trial.
No. Agni Folio never asks for bank or broker logins. You import statements (PDF, CSV, Excel, photos), email them to your own import address, or type values in. Kubera offers optional bank sync.
Agni Folio imports the CAMS/KFintech CAS statement and matches each fund by ISIN and folio, with prices from AMFI. On Kubera you add each fund by its AMFI scheme code and type in the units.
Yes, in both. Agni Folio shows everything in one of 20 display currencies, with live prices for US, London, SGX, NSE/BSE and DFM shares and mutual fund NAVs.
Agni Folio lets you name nominees, checks in after a period of inactivity and then shares your records with them. Kubera has a similar Dead Man’s Switch that emails your data to an emergency contact.
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