Agni Folio vs INDmoney
INDmoney is a free Indian app where you can also buy stocks and funds, with automatic Indian sync. Agni Folio only tracks, but in 20 currencies and five countries’ markets, from statements you import, with no bank links.
| Feature | INDmoney | Agni Folio |
|---|---|---|
| Price | Tracking free; earns from trading fees | Free plan; Premium US$2.99/month (₹249/month in India) |
| Free plan | Net worth and family tracking are free | No time limit, no card |
| Assets in several countries and currencies in one view | Indian assets plus its own US stock account; no non-Indian banks | 20 display currencies, rates for 160+ |
| Live prices for US, UK, Singapore, India and UAE shares | Indian and US markets; UK, Singapore and UAE not mentioned | US, London, SGX, NSE/BSE, fund NAVs and DFM; ADX by value |
| Indian mutual funds and CAS statement import | Imports funds from any broker or fund house; CAS not mentioned | CAMS/KFintech CAS PDF, matched by ISIN and folio |
| Crypto exchange sync | Crypto counts in net worth; no exchange sync described | Read-only: 7 exchanges incl. Binance, Coinbase, Kraken |
| Needs your bank login | Auto-sync through depositories and Account Aggregator consent | Never asks for bank or broker logins |
| Family and shared ownership | Free family view; each member needs an INDmoney account | Family members and shared ownership in one login; no multi-login household yet |
| Nominees and passing it on to family | Nominees on mutual fund investments; no hand-over feature | Nominees and inactivity checks; will builder for India and Singapore |
| Ask an AI about your portfolio | Connect Claude to your portfolio (read-only) | Astra chat, or connect your own AI (Claude, ChatGPT) |
You want to buy Indian stocks, mutual funds and US stocks in the same app you track in.
You want Indian demat, funds, bank, EPF, NPS, cards and loans synced automatically.
You want your bank spending analysed next to your net worth.
Products change. We read each page below on the date shown; tell us if something has moved on.
INDmoney says NRIs can open accounts with an Indian passport and an NRE or NRO account, and that US stocks for NRIs are coming soon. Agni Folio has no residency rules: anyone, anywhere can sign up.
In Agni Folio, yes: every holding converts to one of 20 display currencies, with live prices for US, London, SGX, NSE/BSE and DFM shares and Indian mutual fund NAVs.
Yes. Upload the CAMS or KFintech CAS PDF and each fund is matched by ISIN and folio, priced from AMFI. Nothing is saved until you confirm.
No. Agni Folio never links to banks or brokers. You import statements, email them to your own import address, or type values in.
No. Agni Folio only tracks and plans; it is not a broker. INDmoney lets you invest in the same app.
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